I just looked on CreditKarma

and discovered that Transunion doesn’t care about utilities accounts, but Equifax does. They’re tracking my electric bill account, so I have a 13 year history. That means they don’t ding me for a short credit history after I closed all my other accounts. Transunion only shows me as having a 10 month history on the Visa I got last April so I could rent a vehicle in Reno. Just something I found interesting…