Today I got a call from the flooring place where I get tiles for my coaster business

They had about 75 slate tiles that are 4″x4″. These tiles were going to be greatly discounted. They thought of me and wanted to offer them to me first. I got all 75 for $15. That comes out to 7 cents per tile + tax. I got these so cheap that if any experiment does not work, it is no big deal. They also let me know during this call that my 8″x8″ travertine was in as well. I got those at my usual price.

I also have been working on January’s budget, tweaking it some. As I stated in a previous post, we have a stockpile of money in our medication envelope. Since it has built up we are moving some of that to the furniture envelope since we are wanting to buy a couple of recliners. If we should have to unexpectedly plow through our medication envelope we will redirect the money back to it.

We will have to make a regularly occurring tax payment next month so dh and I are getting $$ ready for that. It does not have to be mailed till next week. However we have started the process so when we must mail it, all the funds will be in place.

We also talked briefly about Social Security. He is not near retiring but reminded me that we need to think about salary adjustments starting 3 years before he begins to draw it. Dh is almost 59 so it’s not an immediate thing to do but it is not far either. He would like to wait till late 60’s or maybe 70. This topic got on the agenda today because my dad brought up how he basically lives on SS, though he does have retirement elsewhere. He rarely has to tap that other retirement money because he is completely debt free and has pretty much lived that way all his life. So … getting debt free early lets us all start saving and dreaming for the retirement lifestyle we want to live.

DH also looked at what we can put in our HSA to fully fund it next year. It is a slight bump up and every little bit helps. We try to save it for high dollar expenses, kind of like what Jan and her dh is going through, or contacts for me or glasses for dh. Dh’s prescription for glasses is not cheap, he has to have a prism ground into one of his lenses. Other expenses like regularly prescribed medication or sick visits to the doctor get paid via line items in the budget.

Guess that is enough for now.

What did everyone else do?