Credit Bureaus are just so stupid

Been listening to FPU cd’s. Trying to follow Dave and laugh at my ever lessening credit score. Still makes me mad that I have paid my bills on time 95% of the time (with the 5% being last year when DH was unemployed) and that gives me an “F” on creditkarma and a “poor” on Transunion. Sallie Mae finally reported at the year end, that my daughter’s student loan, which I cosigned for, was paid off.

So it went from showing $25,000 on my credit report to $0.

And I’m still an “F” and a “poor” credit risk.

What the…really? They’re just stupid.